Finance

Prior Labs & TD Explore TabPFN for Financial Forecasting At Enterprise Scale

New York, United States - April 7, 2026

Prior Labs is excited to share that it is working with TD and its AI research and development center, Layer 6, to explore TabPFN’s application to enhance financial forecasting in key areas such as lending and operations.

TabPFN is our next generation tabular foundation model. It’s purpose-built to work with tabular data found in structured rows and columns in spreadsheets and databases. Traditional generative AI models have struggled to work with tabular data because it doesn’t share the same recognizable patterns that text and images do.

TabPFN was trained on hundreds of millions of datasets so it could recognize patterns from any dataset, analyze the relationship between data in different cells and even predict missing data.

Together, Prior Labs and TD are exploring TabPFN to forecast growth across a broad range of product portfolios including lending and mortgages, with the goal of improving financial planning and decision making across the bank.

Prior Labs is also supporting TD with services to enable experimentation and optimization to scale in a secure and controlled environment, a key requirement for scalable AI adoption in financial services.

TD is recognized as a leader among financial institutions on AI innovation. According to the Evident AI Index, an internationally recognized ranking of global financial institutions and their progress on AI, TD is in the top five for AI patents filed and responsible AI innovation, demonstrating both the breadth of its innovation and its commitment to introducing AI in a trustworthy way.

Perspectives from TD Bank and Prior Labs

This collaboration reflects a shared belief that foundation models for tabular data have the potential to reshape enterprise forecasting and systems.

"Our collaboration with Prior Labs presents us with an opportunity to test cutting-edge tabular foundation models that have the potential to transform our business processes, forecasting and risk systems. At TD, we've seen the impact AI has on helping our colleagues become more efficient and deliver refreshingly simple experiences for our clients. We're excited to explore this next step."

- Maksims Volkovs, Senior Vice President and Chief AI Scientist, Layer 6 AI at TD

"TabPFN has the potential to fundamentally transform how banks approach prediction tasks. TD has built one of the most advanced AI teams in financial services and we are proud to enable them with TabPFN. This collaboration is a powerful signal that large financial institutions are accelerating towards tabular foundation models."

- Sauraj Gambhir, Co-Founder, Prior Labs